What is a Self Certification Commercial Mortgage?
Self employed people often struggle to get a commercial mortgage purely because they have irregular income, or have income from a variety of sources.
A self certification commercial mortgage allows you to state your own income without the need for supporting documentation from an employer.
If you have any of the following issues then this type of commercial mortgage may be what you need:
All self certification commercial mortgage applications are assessed accordingly at face value. If you can’t supply 2 years or more accounts you may still be eligible for up to 85% of the property value.
