Commercial Finance

Vehicle & Asset Finance

We understand that the financing of a vehicle or other asset can make or break a business. That’s why we’re here to help.

Below is some important information for you about the various options we can help you with.

Hire Purchase - consider this method if:

  • You require an alternative to outright purchase
  • You require fixed monthly payments
  • You want eventual ownership
  • You have a big deposit or part exchange

Lease Purchase - consider this method if:

  • You require an alternative to outright purchase
  • You require predictable monthly outlay and want to structure the payments
  • You want a fixed or flexible monthly repayment
  • You require a cash flow advantage over outright purchase
  • You can recover VAT (except on cars)
  • You want to make a small initial payment
  • You run a fleet of vehicles

Finance Lease - consider this method if:

  • You require a fixed rental payment
  • You are VAT qualifying (Only 50% of the VAT refundable on cars)

Contract Hire - points to consider:

  • For all companies, directors or essential drivers for business use
  • Full maintenance/service - optional
  • Rental covers everything except fuel & insurance
  • Minimal initial rental
  • Use without ownership, part VAT refundable
  • Ability to run a fleet of vehicles

Get in touch and we'll see if we can help

  • Get an instant quote - fill in some very basic requirements and let us call or email you back to disuss. No obligation!
  • Going round in circles trying to get the commercial finance you need? Find out how we can help.
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Phone us 24hrs a day if you would like to discuss your requirements